4 Keys to Thrive


My mission in life is not merely to survive, but to thrive; and to do so with some passion, some compassion, some humor, and some style. Maya Angelou

Maya Angelou sets the bar high in this quote. Don’t just survive in this life. Thrive.

And do it with passion, compassion, humor and style. Give us a break Maya!

Did you share that reaction with me? I confess. That was my first thought.

Then I got to thinking. No. She is giving us four keys to thriving.

First, live with passion. What does that mean to you?

Passion is a strong and barely controllable emotion. It is an intense emotion, a captivating enthusiasm or burning desire.

When you think about it living without passion is just surviving isn’t it.

Next, compassion. Compassion is sympathy, empathy, care and concern, sensitivity and warmth, tenderness and tolerance, charity and mercy. That combination leaves no room for just thriving. The individual who lives with compassion will survive.

How about humor? It is a mindset of not seeing the worst but the funny twists in misfortune. It is the ability to laugh with others at yourself. Humor sets free endorphins in your body. Endorphins will make you feel that you are thriving.

Finally, style. Style is a mind set.

Meg and Jo in Little Women had to wear gloves to a social event but Jo’s gloves were stained. They both wore one good glove and carried a stained one. They had a style that did not keep them from thriving during Civil War hardships.

Scarlet Ohara in the post Civil War South made do with a mindset of style. She made a new dress with old drapes and gave Carol Burnett material for one of her funniest skits. Style is a mind set and it uses what you have, not what you don’t.

If you have a mindset of style you will thrive.

Passion, compassion, humor and style. Thrive!

Thank you Maya Angelou.


Character Is Fate

heraclitusThe Greek philosopher Heraclitus said, A man’s character is his fate. Wyoming Sheriff Walt Longmire (Netflix original series Longmire) is a man of few words and shortened it to character is fate.

I like the  abbreviated version.

Character is fate.

Your character will determine your fate.

The good news is that you can develop your character and thereby control your fate.

The best example I can give is one young person I know who is an employee with character.

I was talking with her mother recently. She had just told me that her daughter had taken another job. She had gone from one part time job to  another with an increase in pay. But she left the old job with good feelings. She can probably return if a full time job opens up.

I said that demonstrates that she is a good employee.

Her mother agreed. She had advised her daughter that all she had to do was show up every day for work and she would stand out.

That is sadly true because so many employees are not demonstrating character. With the lack of one character trait – dependability – they are sealing their fate. They will be replaced by the individual who shows up.

If that individual also has other character traits besides dependability they will not only stay as an employee; they will be promoted.

What are the character traits needed to best ensure a desirable outcome for you and your fate?


You said you would help a friend move. You wake up on Saturday and feel stiff and groan when you remember your promise. But you show up at your friend’s house. With a big smile.

You are dependable and a good friend.


Your boss asks you to write a report. That isn’t really your thing. Half of your afternoon is spent researching how to format your report. It’s quitting time but you have just completed gathering data for the report. You know that the boss needs the report by 9 a.m. tomorrow. You ignore the clock and focus on putting the information in a clear, concise way. In an hour you have a great report and feel pretty good about your work.

You have determination and are employee of the year material.


The parent organization at your child’s school is low on funds but they want to provide school supplies for student’s who need them. You heard about a store that is matching donations for this exact need. You call the president of the parent organization and offer to contact the store. She thanks you and asks you to email her the information for the next newsletter.

You have initiative and will make a difference in many lives.


The church hostess needs desserts for a memorial service on Saturday. It’s going to be a busy week. You look around and don’t see any hands. You start rearranging your day on Friday and raise your hand. One more hand goes up and then two more.

You are available and a leader.


You joined a business with your best friend. You haven’t been as successful as you had hoped. Others who joined about the same time you did aren’t coming to local events anymore. You wonder if you should stop too. But you remember that your friend told you that it takes time and persistence. She also said that events are a key part of growing a successful business. You get in your car on a rainy evening and go to the weekly meeting.

You have endurance and will succeed.


The third neighbor’s child is standing at your door in just this month. He is selling pies and magazines for band equipment. You remember that your irritation that schools are doing this more and more is not with this little boy. You smile and go get your check book.

You are generous and kind.


You have read the above scenarios and realize that one or more are lacking. You promise to do better in the future.

You are honest and growing.

I like what fate holds for you.





6 Steps to Burning Desire

3e32f8efbdfecaa8c473ce7f33f13009What do you want?

Your chance of getting what you want is dependent upon having burning desire.

Napoleon Hill felt it was key and devoted the second chapter of his book Think and Grow Rich to making a case for the importance of burning desire and how to incorporate it into your life.

He gave us six steps to achieving the burning desire that will bring success:

  1. First you need to have a specific amount of money in mind. If the object of your desire is something besides money, what will it cost you to acquire it. It truly is important that you are not vague about what you want.
  2. Determine what you are willing to give up to achieve that amount of money. It will cost you something to have what you desire.
  3. Pick a date. Make it specific and realistic.
  4. Have a plan. What will you have to do to achieve that goal. Break it down into specific actions.
  5. Write it down. Create a written statement of what you want, what you are willing to give up, what you are willing to do and the date you intend to achieve your desired goal.
  6. Read out loud your statement twice a day.

Bonus Tip: To give extra strength to your statement close your eyes and visualize what it will look and feel like when you reach your goal.




Fail Better


Want good advice?

Get it from someone who has experience.

This quote is from Nobel prize winner Samuel Becket. He lived in the shadow of literature great James Joyce.

He failed a few times as he learned to write in his own style. And he learned well enough to win the coveted prize.

He is best know for his play Waiting for Godot. He even had to wait for success with Waiting for Godot.

I imagine that there were rewrites going on. That each time that he “failed” and he rewrote that he “failed” better the next time.

Success, Napoleon Hill asserts, comes from persistence.

Is it important for you to remember that individuals like Samuel Becket failed before they found success. You bet it is. That information will fuel your persistence as you fail. You will be encouraged to fail better.

Who knows what prize awaits you!

Picture perfect?

coastline-1081897What is your picture of retirement?

Will you be ready to put yourself in the picture?

Are you saving enough to retire in your picture perfect setting?

When I google retirement obstacles, most results are tied to companies and financial planners who are advising around the concept of saving for your retirement.

The problem with that approach is that there are so many unforeseen variables that projecting how much you need to save is at best a guess and at the worst a gamble with your future.

Additionally, many Americans are struggling to make their income be enough for the present. They can barely save for the future even though they know that they need to be.

I agree that you and I need to save for the future. It is a prudent action.

I agree that you and I can find little ways to increase that saving. That is sound action.

I agree that you and I can take every prudent and sound action and still fall short of actual retirement needs.

In addition to saving, in addition to changing your spending habits, I suggest you also can benefit from looking for additional income sources.

Social security is designed to provide 40% of your needs. Say you will be able to save enough to match social security. Will you be able to meet the other 20%? And would you like to even find an additional 20% to allow for travel or a hobby?

The African proverb dig a well before you are thirsty is so appropriate. Start digging your well before you retire. Find a part time business that can eventually become passive income. While you are building the business and still working, save the profits. You will be working towards your retirement on two different levels.

I can see you now. Sitting picture perfect in your retirement.

There are many ways to build that part time business income. I have found the one that is picture perfect for me. I am sharing it in online meetings this week.

I will present Dig a Well 2.0 at the following times:

Tuesday, October 25, 2016, 6-7 p.m. Mountain Time. Use this link to sign on: https://zoom.us/j/803474720

Thursday, October 27, 2016, 2-3 p.m. Mountain Time. Use this link to sign on: https://zoom.us/j/571532123

Saturday, October 29, 2016, 9-10 a.m. Mountain Time. Use this link to sign on: https://zoom.us/j/161277807

Join me and let’s dig a well together!

Dig a Well 2.0

stage-1531427Dig a better well and the world will beat a path to your door.

It’s true. The world is thirsty. And most don’t know what they are thirsty for.

Napoleon Hill studied successful people for twenty years to produce his book Think and Grow Rich. Apparently in the process he also talked with a few unsuccessful people.

This is what he said in the chapter on persistence:

Examine the first hundred people you meet, ask them what they want most in life, and ninety eight of them will not be able to tell you. If you press them for an answer some will say – SECURITY, many will say – MONEY, a few will say – HAPPINESS, others will say – FAME AND POWER, and still others will say – SOCIAL RECOGNITION, EASE IN LIVING, ABILITY TO SING, DANCE, or WRITE, but none of them will be able to define these terms, or give the slightest indication of a PLAN by which they hope to attain these vaguely expressed wishes.

Mr. Hill never addresses another thirst – SPIRITUAL.

No, people don’t know what they are thirsty for. But the world is thirsty.

Dig a well and they will come. And you will explore with them what it is they thirst for and you will help them dig their own well.

Everyone’s well looks different. Sometimes it takes digging several wells to find what it is they are truly needing.

This line of conversation reminds me of one of my favorite Bible stories. Jesus met a woman at the well. Because of who He is, He knew what she was thirsty for. But He had a conversation with her so she would figure out what – Who – she was thirsty for.

That is what I am doing.

I will be having a conversation with anyone who feels thirsty tomorrow morning, Saturday, 9 a.m. Mountain Time.

What do I mean by thirsty?

Curious to find out what my conversation will sound like.

Curious to find your well.

Curious to learn how together you and I can make the lives of others better.

Thirsty. Curious.

Tired of your job.

Afraid that retirement won’t come.

Bored with not making a difference in lives.

Join me.

Saturday, October 22, 2016

9:00 a.m. Mountain Time

I will open the Zoom meeting room at 8:45 a.m. Mountain Time. The information will start flowing at 9:00 a.m. Mountain Time.

Click on the link below between 8:45 a.m. and 9:00 a.m. Mountain Time, Saturday, October 22, 2016


We’ve Got This!

cash-flow-quadrantWhile many were suffering through the last Presidential Debate I was learning how to improve my own economy in a training. One of the presenters said that no matter who is elected, business will go on as it has before. He had historical precedent – past Presidential elections and the fact that business has gone on.

[I will vote because I am not as convinced that it makes no difference; but basically I think he is right. The world economy is beyond the control of one leader or even coalition of leaders.]

So after you vote I suggest you do something that will make a big impact on your life. No don’t wait that long; start by finishing this article.

You may have seen the above symbols before and recognize them as Robert Kiyosaki’s Cash Flow Quadrant.

If not read on for an amazingly simple way to understand our economy and how you can improve your own economy.

Kiyosaki has written Rich Dad, Poor Dad; Why A Students Work for C Students; The Business of the 21st Century; The Business School For People Who Like Helping People; and The Cash Flow Quadrant, Rich Dad’s Guide to Financial Freedom.

The diagram above is Kiyosaki’s Cash Flow Quadrant. I wish every young person would read this book. It dynamically explains why the rich get richer. And it shows an individual how to take control back like no political candidate can.

Here is my brief explanation of the Cash Flow Quadrant. [But you should actually get the book after you read this article.]

The Quadrant has two sides:

The left side of the quadrant represent Employed and Self Employed.

Individuals in these two sections trade time for money. If they work they make money. If they don’t work – yikes. They have no leverage.

The Employee has a job. The Self Employed owns a job.

The right side of the quadrant represent Business and Investor.

Business owners have a system that works for them. They have leveraged income.

Investors have money that works for them. They have passive income.

That information is enough to make me want to share this. It is why people work so hard building a network marketing business and then go on to invest their profits.

Without this knowledge we are dependent upon the politicians who promise us whatever they think we want for our vote.

With this knowledge we don’t need the politicians. What we need are leaders who understand the power of the Cash Flow Quadrant.

But I think that no matter who is elected it won’t make a big difference.

In fact, my fellow Americans, we’ve got this!


Today You Are You!


Don’t you love Dr. Seuss?

Dr. Seuss has been a vital part of most everyone’s life. You grew up hearing him read to you. Or you’ve read Dr. Seuss to someone.

I believe that the rhymes that he used are soothing. But even more than that Dr. Seuss usually had a positive message.

You hear too many negative messages – from parents, siblings, classmates, co-workers, friends, enemies and you!

How refreshing to pick up a book and read positiveness wrapped in pleasant rhyme.

Wouldn’t you agree that there is nothing more pleasant than positive talk about ourselves?

No wonder Dr. Seuss continues to be popular.

We can learn a thing or two from Dr. Seuss. We can learn to employ positive talk in our lives – with our family, friends, co-workers and ourselves.

Which is why today I have started reading What to Say When You Are Talking to Yourself by Shad Helmstetter, Ph.D. His poetic meter isn’t running and he may not rhyme, but he promises to teach Powerful New Techniques to Program Your Potential for Success.

Now that’s positive.

P.S. Here is a little trivia about Dr. Seuss:

You’re wrong as the deuce
And you shouldn’t rejoice
If you’re calling him Seuss.
He pronounces it Soice[62] (or Zoice)[63]

Dr. Seuss eventually accepted the anglicized pronunciation that we are familiar with because so many pronounced it that way and because it rhymed with Mother Goose. He used Dr. because his father always wanted him to practice medicine. He did. The medicine of positivity.

Money Doesn’t Matter

money-515058The whole quote from Baroness Marguerite Dumont is, “Money doesn’t matter. What matters is having it.”

Marguerite should know. Her husband married her for her money. She may have married him for his title; but now it seems she wants only two things. Her husband’s loving attention and to sing – before an audience.

The problem is the Baron has a mistress and the Baroness has no voice.

This creates a comedic story to begin with, but the comedy becomes tragic at the end.

I love stories. And this is a good story. Jesus used stories (parables) to teach truths. And I look for truths in the stories I enjoy.

[I recommend this movie with reservation. It has some adult scenes. It is in French with English subtitles. And there is lots of opera music.]

The Baroness, Marguerite, dreams of singing on the stage.

Marguerite does not hear what everyone else hears. She sings horribly off key. It is so bad that it is funny.

But Marguerite does everything that she can to prepare for the big concert even though her husband and friends do everything to discourage it.

It becomes clear that behind her desire to succeed in singing on the stage is to get her husband’s loving attention.

Marguerite succeeds in making it to the big stage. She has worked so hard that as she silently walks through the tunnel to the stage you are hoping that somehow a miracle will happen.

The suspense builds as the music leads to Marguerite’s poignant solo. Poignant until she begins to sing. If anything her voice sounds worse.

The audience is stunned and then begins to laugh. Marguerite seems just as oblivious to the audience’s laughter as she is her off key voice.

Marguerite is enjoying the glory of the lights, the audience, the moment. She searches for her husband and when she sees him suddenly beautiful sounds come from Marguerite.

It is a short moment of glory and miracle.

Suddenly, Marguerite’s vocal chords rupture, the concert ends and then the tragedy descends.

But here is the truth I gleaned from this movie.

If you have a burning desire and work hard, you will achieve your goal. Marguerite wanted two things: singing on the stage and her husband’s loving attention. She gained both by working hard to sharpen her skill set. It wasn’t really a possible skill set for her to attain. But since she was surrounded by people who supported her in that goal she attained it in spite of the odds.

The take away for you is to succeed:

  • Have a burning desire even if it seems impossible.
  • Surround yourself with people who support you even if they think it is impossible.
  • Don’t you believe for a minute that it is impossible.



Progress Equals Perfection


What is holding you back from achieving your goals and dreams?

Does it feel as if it is impossible?

I heard Eric Worre recently teach an important principle to help us with that defeatist mentality.

Eric said that progress equals perfection.

Here is how he made his case:

You begin by committing to improve by .3%.

That is not very much. You might think that it cannot make very much difference. But you made a commitment. Right? So you keep improving .3% every day. It is so little, as a matter of fact, that it hardly hurts.

At the end of 30 days you have an overall improvement of 9%. Anyone observing your actions might notice a change but they probably don’t. Maybe you don’t either. But you made a commitment and so you keep improving .3% every day.

finance-791348At the end of 6 months you have improved by  54%. Now you can see a difference. Your commitment isn’t why you keep improving. The rewards you are seeing are incentive to keep improving.

At the end of a year everyone around you can see your improvement of 110%.

And you now believe that progress is perfection.


The reason that this works is a explained in Darren Hardy’s book, The Compound Effect, Multiplying Your Success, One Simple Step at a Time. This book is a must read for anyone seeking success.

So decide what it is that you want to succeed at and put Eric Worre’s plan to work.

Pick what you want to achieve.

List what activity will realistically get you there.

Then break it down into small increments that you increase each day.

Be persistent in following through and growing each day.

And You will succeed!